Employers' liability is where an employer is responsible for an accident, injury or illness which occurs to someone through their work with them. This means that the employer is liable as they have been negligent in their duty of care towards the person. All employers must have Employers' Liability Insurance to cover any costs and damages associated.

As there are many different types of workplaces in the UK, you can imagine that employers' liability can cover a wide range of injuries and illnesses which occur through work. However, to give you an idea of what these could be, we list some examples below:

• An office receptionist tripping over an electrical cable in the office
• A shop assistant slipping on a wet floor after a grocery spillage
• When an employee operating machinery suffers an injury from the machinery as it is not maintained correctly
• A person in the workplace falling ill as a result of coming into contact with toxins
• Someone suffering a burn from their hot drink in the workplace as they tripped on a frayed carpet
• A worker suffering an electric shock because they have not received the correct training to carry out the electrical job

Employers' liability should cover all premises they use for their business where people work.

For example, this would include an employer's head office as well as the main building staff workfrom. If the employer uses offshore installations or associated structures, for example, these will also be included. However, employers' liability insurance applies to premises in the UK.

If an employer has premises overseas, these will not be covered by their UK employers' liability insurance.

There are also premises which are not covered by employers' liability as they are not legally required to take out this insurance.

For example:

• Public organisations such as government departments
• Health service bodies such as NHS buildings
• Some organisations receive their finance through public funds such as magistrate court committees

There are no upfront costs or unexpected fees when you start your claim with us. Our advice is free and your solicitor will work on a no win no fee basis, meaning that you won't pay a penny for your claim unless it is successful.

If your claim is successfully settled, you'll pay some legal costs to your solicitor from your compensation. These will be agreed between you and your solicitor before you start your claim, so there will be no surprises.

Your compensation figure is negotiated between your solicitor and the party responsible for your accident. This means we're not able to let you know how much your final settlement figure might be when you contact us because the negotiations will not have started yet.

Typically, if you've suffered an injury in the last three years because of a work accident that wasn't your fault, then it's likely you have a compensation claim.

Every case we work with is different, which makes it hard for us to say how long your compensation claim might take.

In simpler cases, where fault is clear and undeniable the claim may be settled quickly. However, if you've suffered a complex or life-changing injury, your claim may take longer as we need to understand the full impact of your injury to ensure you receive the right amount of compensation to support your recovery.

Our solicitors will stay in touch and keep you informed every step of the way, so that you always know what stage your claim is at.