Suffered an injury or had an accident at work?
Accidents at work can sometimes be caused when employers or other staff members fail to follow health and safety rules, such as providing personal protective equipment (PPE) and carrying out risk assessments. If you’ve been injured in an accident at work in the last three years and it was somebody else’s fault, then you may be able to make a compensation claim.
Because of how dependent most people are on their income, accidents at work can be very traumatic. It’s likely you’ve had to take time off work or maybe even leave your job altogether. In some cases, your loss of earning may have left you unable to pay the bills or support your family.
You don’t deserve to feel anxious about your health, job or finances following an accident at work – we’re here to help you make it right.
What is the law on accidents at work?
Health & Safety regulations protect us all in the workplace. Employers have a legal duty of care to provide the right training and protection – plus a well-maintained working environment that reduces risk. Making a claim against your employer can feel daunting. But when an accident is avoidable, always remember that the Law’s on your side.
How much compensation could I claim?
The amount you could win is unique to your injury or illness and depends on its severity and effect on your life. When you make a claim with us, your solicitor will consider the full impact of what you have suffered so that we can make sure you’re properly compensated.
It’s not just about your pain and physical suffering: there are several other compensation areas your solicitor will include:
- Any time off work and lost earnings.
- Any future loss of income.
- Any changes to your ability to work.
- Psychological trauma.
- Care or support you have needed, even if given free by family and friends.
- Any changes you might need to your home or car.
- Paid medical treatments, travel to treatment and accommodation costs.
You won’t have an estimate of the potential settlement amount until your solicitor has started negotiating with your employer’s insurance company. However, we have 25 years’ experience handling accident at work claims: to get an idea of how much your claim could be worth, try our compensation calculator.
You can get free, impartial advice now on 0800 376 0150.
How long do I have to claim?
Unfortunately, work accidents can cause serious injuries. This is because most working environments have a high potential for accidents when they’re not maintained, or if staff haven’t been given the proper training.
You have three years (36 months) from the data of the accident or diagnosis of the medical condition. There are certain processes that your solicitor has to follow to get your compensation claim moving; they mean that if you have three months or less until the time limit cut-off, we have very little chance of lodging your claim in time. If you are approaching 33 months from the injury or illness diagnosis, then call us on 0800 456 1053 as soon as you can.
There are a few exceptions to the three-year limit:
- Psychological trauma: if the claimant suffered a serious brain injury and is unable to make the claim personally, then there is no time limit for making a compensation claim.
- Manufacturing or design fault: if the equipment you were using had a fundamental defect, the time limit may change. Talk to us and we can advise you.
- Overseas work accidents: the time limit may be shorter depending on the circumstances so talk to us to find out more.
Do I have grounds for a work based compensation claim?
Most workplaces have a high potential for causing serious and long-lasting injuries when they’re not maintained safely, if people haven’t been trained properly or lack the right protective gear for the job.
You may not think you’ve suffered a serious injury, but you’d be surprised how many times people call us who have been hurt badly without realising.
Ask yourself the questions below: if you answer yes to any of them, then it’s likely you’ve suffered an injury worth investigating:
- Am I still seeing a doctor or receiving medical treatment for an old injury or illness?
- Have I been making repeat hospital visits to treat the same condition?
- Have I taken time off work to recover from an injury or other condition?
- Have my injuries or condition stopped me returning to work in the same role or doing the same hours?
The compensation you receive can help to pay for your recovery and any changes you have had to make to your life historically, currently or in the future. In some cases, your solicitor may be able to arrange an interim payment of a portion of your compensation to take care of your immediate needs before the final settlement comes through.
For what kinds of accident at work and injury can I claim?
In short, lots. We have 25 years’ experience helping people make things right after an accident at work. During that time, we’ve learnt that there’s no such thing as a common or garden work accident. Below we’ve linked some useful extra information for you on certain types of work accident:
- Construction site accidents.
- Accidents in a factory or warehouse.
- Injuries while serving in the military.
- Unsafe industrial sites.
- Accidents while working in an office.
- Agricultural and farming accidents.
All employers have a ‘duty of care’ towards their employees – they’re required by law to protect you.
Your employer must take steps to make sure your working environment is safe for you and your colleagues to work in.
If an employer doesn’t follow the general health and safety regulations, such as The Health and Safety at Work Act 1974, then they’ve put you at risk and are responsible for your accident.
How do I pay for a work accident or illness claim?
A No Win No Fee arrangement through one of our approved personal injury solicitors means:
- You pay no upfront costs at all and you pay nothing if your case is unsuccessful.
- If you win your claim, your solicitor is paid by a pre-agreed and set percentage of your compensation award.
- There can be rare exceptions to No Win No Fee – but such instances are very few and very far between. Your solicitor will flag any complications in your initial consultation.
- No Win No Fee takes all the risk out of making an accident at work claim for personal injury or illness. It really is that clear and simple.
Accidents, work-related illness, the law … and you
If your employer attempts to sack you for making – or thinking about making – a compensation claim against the company, you’ll have an excellent case for unfair dismissal.
Equally, if they make your life at work so unbearable that relationships fracture and you end up quitting, you’ll then have an equally solid case for constructive dismissal.
All employers have a clear legal responsibility to make sure you and your colleagues are safe in the workplace. This includes providing a well-maintained working environment, making sure you’re properly trained and that you have all the safety equipment you need to do your job.
Any employers who don’t observe general health and safety regulations like The Health and Safety at Work Act 1974 put you directly at risk. Their responsibilities also include observing the regulations that may be specific to what you do – like The Work at Height Regulations 2005 act or the ‘Six-Pack’ Regulations 1992 for factory-based jobs.
It’s called a Duty of Care: if your employer has failed in theirs and you’ve been injured – or you became ill as a result – you are entitled to seek full compensation without compromising the employer-employee relationship. In reality, we understand that you may worry about making a claim against your employer in case relationships are ruined so completely that you perhaps end up leaving your job.
The law recognises that concern too:We’re a trusted national helpline with 25 years’ experience helping people win the accident at work compensation they deserve. We’ll give you the free, impartial and confidential advice you need to explore a personal injury at work claim, in your own time and at your own pace. No rush. No pressure. No problem.
If you do decide to pursue your claim, we’ll guide you through those initial first steps and introduce you to one of our approved personal injury solicitors.
Accident at work FAQs
Can I claim for an accident at work that was my fault?
In short, no. To make a No Win No Fee personal injury claim, there has to be another person or organisation at fault. If the accident happened because it was solely your fault, then you won’t have a case. If you were hurt after losing control of a fork lift truck because you ignored the operating instructions, you wouldn’t have any grounds for a claim. However, you can still make a claim if blame for the accident is shared. Liability is split if it’s clear that’s the case and both sides can agree to it. For example, in a personal injury claim worth £20,000, a split liability of 50/50 would mean your compensation award was £10,000.
Can I be dismissed after an accident at work?
If you’re injured in a work accident that was solely your fault, what happens next is down to your employer. But if you suffered an accident that was the fault – or partially the fault – of your employer, then UK Employment Law is clear. You cannot be sacked, singled out or penalised for making a personal injury claim against them. They have a legal duty of care to provide you with a safe working environment and proper training and protection. If they breach that duty and you’re hurt as a result, you can make a claim against them. The Law is crystal clear, but we appreciate that employee-employer claims often need careful handling.
Who pays compensation for an accident at work?
It’s simple. Employer’s liability insurance covers the damages in a successful accident at work claim. This means the solicitor negotiates on your behalf with the employer’s insurance company, not personally with the employer. Be wary about accepting an early offer from the other side’s insurance company. Early offers are usually lower than what the claim might be worth so make sure you take good advice. Come and talk to us first.
The most common workplace accidents and injuries
The Health and Safety Executive conducts regular and detailed research into injury and illness in UK workplaces. Let’s have a look at the seven most common causes.
- Slips, trips or fall on same level: by far the most common cause of injury with bruising, strains, sprains, fractures and breaks.
- Lifting and handling: soft tissue, spinal strains and bone breaks.
- Being struck by a falling object: often a problem in warehouse-style environments where stock or materials are stored at height.
- Falling from a height: ladder, roof, scaffolding and exterior work.
- Workplace violence: threats, assaults, cuts, scratches and bruising.
- Contact with moving machinery: typically causing lacerations and cuts.
- Collision: walking into a stationary object when not paying attention.
Other common risks to health at work include:
- Toxic fumes: inhalation that causes illness or respiratory damage.
- Industrial deafness: exposure to loud, persistent noise with poor protection.
- Repetitive strain injury (RSI): from computer keyboards to pneumatic equipment.